If all the information listed above isn’t included, it could take longer to process your application. Checking and/or savings account information.Social Security number or Individual Taxpayer Identification Number.Find a location Browse by bank topics, popular topics or search with your own terms. When you apply for a Capital One credit card, Capital One requires the following information: Talk through your questions at one of our Capital One Cafs or branches. Lastly, you can contact them via mail, or at your local Capital One branch. Find out if youre pre-approved in as little as 60. Alternately, you can call (800) 227-4825. Get pre-approved for a Capital One credit card at, with no impact to your credit score. In some cases, Capital One may need to verify the information in your application or collect additional information before approving or declining your application. The easiest way you can reach the Capital One credit card customer service is online, by either signing in to your account online or through Capital One's mobile app. Why wasn’t my credit application approved immediately? You can open a bank account online with Capital One in about 5 minutes. But no matter how you apply, Capital One generally notifies applicants of the decision in writing within seven to 10 days of receiving the application. If you submit a paper application, it may take a bit longer. If you apply by phone or online, you’ll often get a response in 60 seconds. The best way to apply for a Capital One credit card is either online, or over the phone, by calling customer service at (800) 227-4825. How long it takes Capital One to make a decision about your application typically depends on how you apply. Start earning cash back on purchases today upon approval, all with a 0 annual fee.
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